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Product details

Protection & Indemnity (P&I) Insurance

P&I (Protection and Indemnity) insurance is a comprehensive liability insurance for damages to third parties.

P&I insurance covers the insured's legal liability arising from ship operations, in particular:

  • Damage to or loss of cargo
  • Personal injury of crew, passengers, or other persons on board
  • Contamination
  • Wreck removal
  • (Excess) collision with other ships and floating objects
  • Stowaways

Optional for yachts:

  • Water sport
  • Using dinghies / jet skis
  • Regatta participations (sailing yacht)


P&I insurance coverage complements the risk coverage range covered by marine hull insurance. For this reason, detailed risk analysis and coordination with the hull insurance are imperative for creating a comprehensive, individualized coverage concept.

There are two types of P&I insurers: One group consists of the P&I Clubs, which are committed to mutuality, and the other group, whose number has increased steadily in recent years, consist of providers offering P&I insurance against fixed premiums.

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